Eighty Percent of Small Claims Court Cases and Bad Debts Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Court Cases and Bad Debts Go Uncollected
This is most typical for the people of the United States:
- Somebody who doesn't pay
- You go to court
- The court makes a decision in your favor
- You don't get any compensation.
Although the civil system is set up to allow you to get your money back in court, nothing in the manual says that it isn't going to hard. Civil court offers you fairly generic information on filing wage garnishments, bank garnishments, liens, and other methods of recovering the money the courts awarded you, but that information will not teach you everything you need to know. Therefore, we are left with only a few options:
- Call it a loss (Never recover your money)
- Wasting your time trying to figure out how to get your money back yourself
- Hire an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Hire a debt collection service
Although collection agency service isn't very difficult to learn once you know how to use one, the process can be very easy and beneficial. You would suggest that once you were awarded judgment, the court system would make it easier for you to collect the funds that you are owed.
Civil Courts offers brochures to you explaining debtors rights. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process of garnishing the wages of the debtor, and you will get the same answer - 'we do not give legal advice'.
The easiest and fastest way to get all of the information about the debtor is a process called skip tracing. The process of skip tracing involves pulling a credit report on the debtor, and playing private detective to put all of the pieces together. One of the obstacles a creditor will run into is that almost all credit reporters won't let you pull a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will recover your money with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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